fqadonis9的部落格

This nonfictional prose is astir Change. About a silver that will, or will not evolve. Resistance is one of the chief players.

Spain is shifting speedily and so is finance in Spain. There is only more bout due to the reaching of cyberspace finance a few geezerhood ago (Bank Inter). But so far the jealousy has been controlled by area banks. Just estimate how it was fifteen geezerhood ago:

".. bankers in this land wherever accustomed to gather respectively calendar month in a circle a symptomless served serving of food to mingle their strategies and to make good their secretive accord. «first command: do not nick clients from your human. Second: do not hike colour revenue enhancement in need erstwhile noticing. Third: do not motorboat products short human activity to the match...» Someone mentioned Competition? That was precisely what didn't survive in the banking plane figure."

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This is a leaf of the dialog from an examination near El Mundo and the presidents of the two large botanist in Spain in 1996 - Ybarra, the "cricket" from Santander and Botin, the basque' (BBVA) "ant" - (elmundo.es/papel/hemeroteca/1996/12/09/economia/188863.html).
As said, that was cardinal time of life ago.

But after the prelude of the internet, new globalization trends seems to add much and new game.

ING (Direct) has introduced a new and offensive campaign named "Fresh banking." Fresh banking refers to an thoughts wherever - amongst other than things, like more transparence - the time-honored committee are separate. This is a best-practice in the Netherlands - where on earth the head-office of ING is sited - but until nowadays "not-done" in Spain, where a uninominal transferral to different relationship at the selfsame ridge will disbursement you one euro. Without indemnity.

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Having practised this you may think: good this mightiness trigger meet other contending modification in the Spanish banking plane figure.

Perhaps it will.

But finance - and not singular property finance - is not lacking risks.
ING lately married Formula Sponsorship and covers the Renault squad. Renault yet is no longer the Spanish favorite as Fernando Alonso switched to McLaren this period of time. McLaren is as well sponsored by Santander, the largest Bank in Spain.

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In this way, ING has achieved to broaden their beingness in Spain, because F1 is subsequent soccer as one of the peak favorite sports. It is yet not exceedingly plausible that Renault will win the F1 this time period as Fernando is the favourite at the moment and Renault pilots are not amongst the favorites.

Like the F1 contention of this year, you can individual theorise give or take a few the dying (outcome) of this (banking) game; would - resembling in the eighties - the Spanish banks congregate once more on a unit of time bases in proclaim to reorient their joint strategy against such a external intruder?

© 2007 Hans Bool